Heart attack / myocardial infarction
A Heart attack results from blood vessel disease in the heart. Infarction occurs as the blood supply to an area becomes totally blocked, usually as a result of coronary artery disease.
An applicant who has suffered a myocardial infarction is individually underwritten using multiple factors. The following factors will lead to a higher rating: younger ages, uncontrolled hypertension, multiple incidents, renal disease, ongoing episodes of angina or chest pain, decreased left ventricular function, complications such as persistent arrhythmias, obesity, poor lipid control.
Expectations:
| Condition | Rating |
| Episode occurred after age 40 | Table 4-8 |
| All others | Decline |
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