How to make a small fortune investing in life insurance

Life Insurance as an Asset Life insurance companies have presented some permanent life insurance products as a “tax-advantaged asset class”. Do the ‘tax advantages’ of accumulating cash values outweigh the fees, expenses, and risks? First let’s take a look at the most promoted advantages: tax-deferred growth. tax deferred growth While it may be truthful to […]
Indexed Universal Life – The Next Big Thing in Life Insurance?

Is Indexed Universal Life Too Good to be True? How is Indexed Universal Life promoted? Tax-efficient investment Indexed Universal Life is being promoted by insurance companies, Insurance Marketing Organizations, and agents more as an investment than as insurance. The marketing material leads one to believe that this is an investment, even though the illustrations […]
Life Insurance for tobacco users

Depending on the type of tobacco or nicotine you use, life insurance underwriting can vary drastically from carrier to carrier. I’m talking about cigars, chewing and dipping tobacco, pipe, nicotine replacements (gums, patches, lozenges), and the newer E-cigarettes and vapor cigarettes. There are a few carriers are more relaxed than others with these different forms of tobacco […]
Life Insurance for tobacco users

Depending on the type of tobacco or nicotine you use, life insurance underwriting can vary drastically from carrier to carrier. I’m talking about cigars, chewing and dipping tobacco, pipe, nicotine replacements (gums, patches, lozenges), and the newer E-cigarettes and vapor cigarettes. There are a few carriers are more relaxed than others with these different forms of tobacco […]
Indexed Universal Life – The Next Big Thing in Life Insurance

Is Indexed Universal Life Too Good to be True? How is Indexed Universal Life promoted? Tax-efficient investment Indexed Universal Life is being promoted by insurance companies, Insurance Marketing Organizations, and agents more as an investment than as insurance. The marketing material leads one to believe that this is an investment, even though the illustrations […]

What We Do

As a life insurance brokerage general agency, Victory Brokerage, Inc. helps independent agents write life, annuity, final expense, and disability income insurance. Victory provides access to multiple markets for term, universal, and whole life.

Areas of expertise include:

Impaired Risk Life Insurance | Estate Conservation | Business Succession Planning | Business Loan Protection

Learn More

Markets Served

Fully Underwriting Term and Permanent Plans

Final Expense

Impaired Risk

Online Tools

Quote Engine

Term quotes with a basic health analyzer

Drop Ticket Application

Five minute online case submission in lieu of a paper application

Impaired Risk Inquiry

Instantly submit mobile friendly, point-of-sale impairment specific questionnaire for the fastest tentative offers

Our Team

Bryan Davis Principal

Bryan Davis is a principal owner of Victory Brokerage, Inc. In 2003, after graduating from Drexel University, Bryan started his career as a sales rep for a life insurance brokerage. He resides in West Chester with his wife Coleen and their two children, Charlotte and Reid.

Tom Herbst Principal

Tom Herbst is a principal owner of Victory Brokerage, Inc. Tom has been life insurance licensed since 1981 when he started in sales for Metropolitan Life Insurance. He has been in life insurance brokerage sales since 1999. And he has personally recruited over 1000 agents to write life and disability income insurance. He earned Chartered Life Underwriter designation 2003.

Blog

How to make a small fortune investing in life insurance

Life Insurance as an Asset Life insurance companies have presented some permanent life insurance products as a “tax-advantaged asset class”. Do the ‘tax advantages’ of accumulating cash values outweigh the fees, expenses, and risks? First let’s take a look at the most promoted advantages: tax-deferred growth. tax deferred growth While it may be truthful to […]

Indexed Universal Life – The Next Big Thing in Life Insurance?

Is Indexed Universal Life Too Good to be True? How is Indexed Universal Life promoted? Tax-efficient investment Indexed Universal Life is being promoted by insurance companies, Insurance Marketing Organizations, and agents more as an investment than as insurance. The marketing material leads one to believe that this is an investment, even though the illustrations […]

Life Insurance for tobacco users

Depending on the type of tobacco or nicotine you use, life insurance underwriting can vary drastically from carrier to carrier. I’m talking about cigars, chewing and dipping tobacco, pipe, nicotine replacements (gums, patches, lozenges), and the newer E-cigarettes and vapor cigarettes. There are a few carriers are more relaxed than others with these different forms of tobacco […]