• Life Insurance for Tobacco Users

    Life Insurance for Tobacco Users Basics Depending on the type of tobacco or nicotine you use, life insurance underwriting can vary drastically from carrier to carrier.  I’m talking about cigars, chewing and dipping tobacco, pipe, nicotine replacements (gums, patches, lozenges), and the newer E-cigarettes and vapor cigarettes.  There are a few carriers that are more relaxed […]

  • Life Insurance for Someone with Breast Cancer

    Someone with breast cancer may be able to get life insurance.

  • Life Insurance for Someone with Lupus

    Lupus and life insurance Getting the most favorable rate on life insurance for someone with Lupus may take some ‘shopping’ around. Life insurance companies can make diverse offers on the same case. Types of Lupus: Discoid lupus is a limited disease with superficial skin involvement only. It has no systemic features, although a small number […]

  • Get High and Secure: Life Insurance for Marijuana Users

    Life Insurance for Marijuana Users According to new research from the NIH, over 22 million people smoke marijuana regularly. Now, more than ever, marijuana is becoming acceptable in everyday life and in government policy. For this reason, life insurance for marijuana users is becoming more prevalent. Marijuana users who refrained from seeking insurance in the […]

  • How to make a small fortune investing in life insurance

    Life Insurance as an Asset Life insurance companies have presented some permanent life insurance products as a “tax-advantaged asset class”. Do the ‘tax advantages’ of accumulating cash values outweigh the fees, expenses, and risks? First let’s take a look at the most promoted advantages: tax-deferred growth. tax deferred growth While it may be truthful to […]

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