• Life Insurance for Someone with Depression

    Can Someone with depression get life insurance? The short answer is probably. Most insurers will issue a policy unless the depression is very severe, there have been multiple hospitalizations, or there has been suicide attempts. Most life insurers have concluded that the extra mortality risk is due to suicide, cardiovascular disease , and substance abuse. […]

  • Life Insurance for Someone with Rheumatoid Arthritis

    Rheumatoid Arthritis and life insurance Someone with Rheumatoid Arthritis can usually get life insurance, but they may have to pay increased premiums. This is because statistics show the people with Rheumatoid Arthritis have a shortened life expectancy. The increased mortality is not from the rheumatoid arthritis itself, but rather the complications that develop. Rheumatoid Arthritis […]

  • Life Insurance for Someone with Skin Cancer

    Skin cancer and life insurance Many people with skin cancer think that it might be difficult getting affordable life insurance. Some people may have difficulty if their cancer has spread. Fortunately most people that have had skin cancer can get standard rates on their life insurance. The extra rating, if any, will depend on the […]

  • Indexed Universal Life – Will it live up to the hype?

    Is Indexed Universal Life Too Good to be True?   HOW IS INDEXED UNIVERSAL LIFE PROMOTED? Tax-efficient investment Indexed Universal Life is being promoted by insurance companies, Insurance Marketing Organizations, and agents more as an investment than as insurance. The marketing material leads one to believe that this is an investment, even though the illustrations […]

  • Life Insurance for Someone with Prostate Cancer

    Prostate Cancer and Life Insurance According to The American Cancer Society about 14% of men will develop prostate cancer in their lifetime, 60 % of diagnosed cases are for men older than 65. It is the second leading cause of cancer death’s in men, behind lung cancer. What are life insurers concerned with? Most prostate […]

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