• How to make a small fortune investing in life insurance

    Life Insurance as an Asset Life insurance companies have presented some permanent life insurance products as a “tax-advantaged asset class”. Do the ‘tax advantages’ of accumulating cash values outweigh the fees, expenses, and risks? First let’s take a look at the most promoted advantages: tax-deferred growth. tax deferred growth While it may be truthful to […]

  • Life insurance for someone that had a stroke

    What is a stroke or cerebrovascular accident? A stroke occurs when brain cells die due to lack of oxygen caused by poor blood flow in the brain. The poor blood flow could be a result of blocked or damaged blood vessels. Strokes are one of the leading causes of death in America. The CDC reports […]

  • Life Insurance for Someone with Depression

    Can Someone with depression get life insurance? The short answer is probably. Most insurers will issue a policy unless the depression is very severe, there have been multiple hospitalizations, or there has been suicide attempts. Most life insurers have concluded that the extra mortality risk is due to suicide, cardiovascular disease , and substance abuse. […]

  • Life Insurance for Someone with Rheumatoid Arthritis

    Rheumatoid Arthritis and life insurance Someone with Rheumatoid Arthritis can usually get life insurance, but they may have to pay increased premiums. This is because statistics show the people with Rheumatoid Arthritis have a shortened life expectancy. The increased mortality is not from the rheumatoid arthritis itself, but rather the complications that develop. Rheumatoid Arthritis […]

  • Life Insurance for Someone with Skin Cancer

    Skin cancer and life insurance Many people with skin cancer think that it might be difficult getting affordable life insurance. Some people may have difficulty if their cancer has spread. Fortunately most people that have had skin cancer can get standard rates on their life insurance. The extra rating, if any, will depend on the […]

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