Typical Long Term Care Insurance Candidate: age 50-69, in good health, $75,000 + per year of income, $250,000+ in assets (not including the home), usually planning for retirement, family oriented, has had exposure to someone who has needed long term services, and understands that health insurance does not cover most costs related to long term care needs.
Victory’s long term care planning: specialists with expertise in both traditional health based policies, as well as hybrid solutions. Multiple top rated carriers available to provide your clients with the best possible policy. Many people are shocked to learn that the average cost of a nursing home today often exceeds $9,000 per month. Most people want to remain in their own home as long as possible. All policies cover home care as well as adult day care, assisted living facilities and nursing homes. Your clients will be planning to protect their assets, ensure access to quality care where and when they need it, avoiding becoming a burden to their family, and gaining peace of mind.