So you’ve got a client with a health condition.  We want to help guide you through the pre-underwriting and pre-application process to save you and your client precious time.  If you think you have everything you need to submit a full pre-screen then click the “Take me to the Questionnaires” button below.  If you aren’t sure what you have or what you might need and want to talk to an impaired risk (IR) specialist right away, click “Have an IR specialist call me now”.