Skin cancer and life insurance Many people with skin cancer think that it might be difficult getting affordable life insurance. Some people may have difficulty if their cancer has spread. Fortunately most people that have had skin cancer can get standard rates on their life insurance. The extra rating, if any, will depend on the […]
Is Indexed Universal Life Too Good to be True? HOW IS INDEXED UNIVERSAL LIFE PROMOTED? Tax-efficient investment Indexed Universal Life is being promoted by insurance companies, Insurance Marketing Organizations, and agents more as an investment than as insurance. The marketing material leads one to believe that this is an investment, even though the illustrations […]
Prostate Cancer and Life Insurance According to The American Cancer Society about 14% of men will develop prostate cancer in their lifetime, 60 % of diagnosed cases are for men older than 65. It is the second leading cause of cancer death’s in men, behind lung cancer. What are life insurers concerned with? Most prostate […]
Can someone with abnormal liver function get life insurance?
Special Needs Planning Parents of special needs children can easily make costly mistakes when tryting to set up a long term program to assist their children. Common mistakes with regard to: Guardianship Government Benefits Trusts Life Insurance Wills Help your clients make wise decisions with regards to special needs planning. To learn more review this […]
Colon cancer and life insurance Colon cancer is the second leading cause of cancer deaths in the US. According to cancer.org the lifetime risk of developing colorectal cancer is 4.7% in men, and 4.4% in women. Most colorectal cancer arises slowly from an adenomatous polyp over 7 to 15 years. Normally, cells will grow and […]
It is possible for someone with atrial fibrillation to get standard life insurance rates. It is best to ‘shop’ the market because insurance carriers views on this risk vary widely. Treatments are constantly being improved, and those companies they keep up with the associated mortality improvements may be able to offer better classes.
Crohn’s disease and life insurance According to The Crohn’s and Colitis Foundation Crohn’s disease affects about 700,000 people in the United States. Crohn’s disease is a chronic inflammatory bowel disease. Sometimes called regional enteritis. There may be inflammation of any part of the gastrointestinal tract from mouth to anus. Inflammation can spread into many layers […]
Cervical cancer and life insurance Cancer.org says that cervical cancer was once one of the the most common causes of cancer cancer death for women. But over the last forty years the death rate has decreased by over 50%. This may primarily be due to to the widespread use of Pap Tests as a cancer […]
The rating for life insurance for someone with GERD is dependent on a number of factors. Barrett’s Esophagus cases should be ‘shopped’ to the market since life insurance carriers view the risk differently. Learn how to rate a GERD or Barrett’s Esophagus case.