Referred life insurance leads are undoubtedly the best leads Everybody in sales knows that the best lead is a ‘referred lead’. But, when you are in your first few years of the life insurance business it may be difficult to get referrals from ‘happy’ clients. And, your client base is simply too small to generate […]
Does Your Estate Plan Contain An Unnecessary Bypass Trust? | The Levin Law Firm – Philip Levin, Esq.
An in-depth article from a local estate planning attorney on bypass trusts and what to do if your customers have one. Source: Does Your Estate Plan Contain An Unnecessary Bypass Trust? | The Levin Law Firm – Philip Levin, Esq.
Epilepsy, seizures and life insurance Finding the most favorable rating on life insurance for someone with epilepsy may require ‘shopping’ the case to several markets. Life insurers differ in their levels of experience and expertise in certain illnesses and impairments, including epilepsy. Consequently, life insurers can view the same case and yet make quite different […]
Diabetes and life insurance According to the American Diabetes Association in 2012 almost 10% of the American population were afflicted with the disease. And, over 25% of senior Americans (age 65 or older) were afflicted. Insulin is produced in the pancreas and is responsible for controlling the way your cells metabolize sugar . Type 2 […]
Crohn’s disease and life insurance Crohn’s disease is a chronic inflammatory bowel disease. Sometimes called regional enteritis. There may be inflammation of any part of the gastrointestinal tract from mouth to anus. Inflammation can spread into many layers of the affected tissue. Commonly affected areas are the terminal ileum, colon and anorectal regions. Clinical features […]
Those who don’t have life insurance overestimate its cost by more than three times. Life insurance is probably a lot less expensive than you think. There’s a policy for every budget. Source: The True Cost of Life Insurance | Life Happens
New developments in The ABLE Act, which allows for the creation of tax-free savings accounts for individuals with disabilities. What parents and financial planners need to know.
It is possible for someone with atrial fibrillation to get standard life insurance rates. It is best to ‘shop’ the market because insurance carriers views on this risk vary widely. Treatments are constantly being improved, and those companies they keep up with the associated mortality improvements may be able to offer better classes.