Life Insurance for Someone with Abnormal Liver Enzymes
Can someone with abnormal liver function get life insurance?
impaired risk life insurance
Life Insurance for someone with Colon Cancer
Colon cancer and life insurance Colon cancer is the second leading cause of cancer deaths in the US. According to cancer.org the lifetime risk of developing colorectal cancer is 4.7% in men, and 4.4% in women. Most colorectal cancer arises slowly from an adenomatous polyp over 7 to 15 years. Normally, cells will grow and […]
Life insurance for someone with atrial fibrillation
It is possible for someone with atrial fibrillation to get standard life insurance rates. It is best to ‘shop’ the market because insurance carriers views on this risk vary widely. Treatments are constantly being improved, and those companies they keep up with the associated mortality improvements may be able to offer better classes.
Life Insurance for Someone with Crohn’s Disease
Crohn’s disease and life insurance According to The Crohn’s and Colitis Foundation Crohn’s disease affects about 700,000 people in the United States. Crohn’s disease is a chronic inflammatory bowel disease. Sometimes called regional enteritis. There may be inflammation of any part of the gastrointestinal tract from mouth to anus. Inflammation can spread into many layers […]
Life Insurance for Someone with Cervical Cancer
Cervical cancer and life insurance Cancer.org says that cervical cancer was once one of the the most common causes of cancer cancer death for women. But over the last forty years the death rate has decreased by over 50%. This may primarily be due to to the widespread use of Pap Tests as a cancer […]
Life Insurance for Someone with GERD – Gastroesophageal Reflux Disease
The rating for life insurance for someone with GERD is dependent on a number of factors. Barrett’s Esophagus cases should be ‘shopped’ to the market since life insurance carriers view the risk differently. Learn how to rate a GERD or Barrett’s Esophagus case.
Life Insurance for someone who has COPD
Chronic Obstructive Pulmonary Disease (COPD) COPD is a persistent obstruction of the airways. Chronic Bronchitis and Emphysema are the two main conditions comprising the COPD group of diseases. Cigarette smoking is by far the number one cause. The Mayo Clinic says that “COPD is treatable and that with proper management, most people with COPD can […]
life insurance for alcohol or drug abuse
Alcohol, drug abuse, and life insurance For the majority of drinkers of alcoholic beverages, there is little risk to health or longevity. However, excess alcohol intake has a substantial impact on mortality. Excess alcohol consumption has been associated with heart problems such as alcoholic cardiomyopathy (which is a weakening of the heart muscle), arrhythmia, atrial fibrillation, ventricular tachycardia. Other […]
Life Insurance for someone with sleep apnea
What is sleep apnea? Sleep apnea is a disorder in which breathing is repeatedly interrupted during sleep. Complete cessation of breathing is known as apnea while hypopnea is partial cessation of breathing. Why do life insurers care if you have sleep apnea? During apnea episodes the oxygen level in the blood falls. Persistent low oxygen levels […]
Life Insurance for Someone with Multiple Sclerosis
Life Insurance and Multiple Sclerosis According to the National Multiple Sclerosis Society about 1 million people in the US have MS. It is very possible to get life insurance for someone with Multiple Sclerosis. The rating will be dependent on the severity of the disease. In MS the immune system attacks the myelin sheath, which […]