Life Insurance for Someone with Mitral Valve Prolapse
Can someone with mitral valve prolapse get life insurance?
impaired risk life insurance
Life Insurance for Someone with Epilepsy
Epilepsy, seizures and life insurance Finding the most favorable rating on life insurance for someone with epilepsy may require ‘shopping’ the case to several markets. Life insurers differ in their levels of experience and expertise in certain illnesses and impairments, including epilepsy. Consequently, life insurers can view the same case and yet make quite different […]
Life Insurance for the uninsurable child
Routinely we get calls from parents, seeking to obtain life insurance on their young children. Unfortunately, sometimes that child has a severe health condition and is uninsurable. We now have a solution with one of our highly competitive term (and UL) carriers! When a parent purchases their own policy with the Child Rider, all children […]
Impaired Life Insurance: learn to profit from it
Stand out from the crowd: perform the more difficult job and make it look easy. Many insurance agents shy away from trying to help people with health impairments because it looks like more work. It is more work, but it’s worth it: and not just monetarily. Yes the premiums are larger, but so are the […]
A simple three-step process to selling life insurance | LifeHealthPro
What most families want, need, and truly appreciate is to simplify life insurance into something they can grasp. Source: A simple three-step process to selling life insurance | LifeHealthPro
Large Life Cases
$10 Million Plus…successfully placing large life cases starts with understanding underwriting considerations and carrier limitations. Resist the urge to spreadsheet until after preliminary underwriting is performed.
Impaired Risk
Victory Brokerage’s Impaired Life Risk Assessment System helps agents efficiently underwrite, submit, and place difficult life cases, and avoid unproductive submissions.